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Running a successful business requires you to put on multiple hats.
After all you want to run your business not do all the accounting and marketing.
A key part of running a business is having a good team around you.
Accounts, lawyers, workers and marketing experts.
And when your business after years of hard work starts to turn a healthy profit the last thing you want is more things on your plate.
That’s why, like your accountant and lawyer, you should also have someone looking after your personal finances.
Someone who can take that job away and look at growing your money in other avenues.
Someone who knows the ins and outs of your finances
Understands how retirement planning works.
And can weave your business and personal finances needs into a bespoke plan.
If this sounds like something you might be interested then please get in touch below.
Whilst we provide the bespoke and tailored service of a small firm.
The suitability of our advice has the backing of one of the UK’s largest wealth management companies.
Ultimately, this gives you an extra layer of protection and the best of both worlds.
Our team has won numerous awards including the Personal Finance Society Investment Specialist of the Year 2020. You can read more about our awards by clicking the icon above.
We take the time to get to know you and spend the time to figure out if we are a good fit. We want to work together for the long term to help achieve your goals.
We work with the rural community so we understand the summer is busy and that the profits may not always be clear until the last moment. We can work with you, your team and your accountant to help you plan for the future.
Our team has won numerous awards including the Personal Finance Society Investment Specialist of the Year 2020. You can read more about our awards by clicking the icon above.
We take the time to get to know you and spend the time to figure out if we are a good fit. We want to work together for the long term to help achieve your goals.
We work with the rural community so we understand the summer is busy and that the profits may not always be clear until the last moment. We can work with you, your team and your accountant to help you plan for the future.
We all know that being diversified is key to reducing our risk.
Running a profitable business is hard work but is often also quite risky.
We guarantee you will know the ins and outs of all parts of your operations.
However, there is often not as much thought put into your personal finances. Your pensions or other investments plans are often on the back burner.
So, we take the pressure and do the hard thinking for you.
We make your finances work alongside your business for your future. Instead of having your eggs in one basket we help to reduce your overall risk and provide more diversification.
But this doesn’t happen in one day.
We work with you to work out what risk you’re comfortable with, and what your long-term goals are.
The value of an investment with St. James’s Place will be directly linked to the performance of the funds you select and the value can therefore go down as well as up. You may get back less than you invested.
We find out about you and what you want to achieve - as well as gain a good understanding of your current position and explain a little more about us.
Financial planning requires consideration as we need to look at all the opportunities available. Typically, this takes us a couple of weeks but if it is complicated it may take us longer.
We take our ideas and explain the options; the pros, the cons and the costs. We make it simple to understand and then you decide what you want to do.
Once you have agreed to our plan, we work to make it happen. We then review and monitor everything with regular meetings to ensure you continue to receive the advice you need.
It is not uncommon for people to use their business to help fund retirement and as vehicle to pass on wealth.
If you start to build up cash in your business, then you can invest it. But you do need to strike a fine balance or it could impact any potential business relief.
If your business is not compliant this could mean a huge tax bill for your children.
With our planning approach we get to know you and your business so we can create effective inheritance plans.
Passing on your business is one of the biggest challenges you will face.
