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Investment planning is a key part of ensuring that your future goals can be achieved.
However, there are some little-known facts that could mean you are not achieving the most with your money.
Indeed, we all know that we need our money to work for us.
However, you also need to know what risks you are getting yourself into.
Just sticking your money into any old fund might not be the best option when think about your wider goals and the tax position.
So how do we help?
We find out about you, your goals and then we find products that match your goals.
At the same time, we make sure that they are as tax efficient as possible
If you already have good investments, then why change?
Well, you shouldn’t!
If we review and find out what you have works well then, we wouldn’t recommend changing!
Often people are invested in a few funds with little consideration for the nuances.
For true diversification you need to look at everything not just your money in stocks and shares.
And it’s the little things that can make the big difference to both growing and protecting your wealth.
So, if you want a no obligation review of your investments then please book a call with one of our advisers.
The value of investments with St. James’s Place will be directly linked to the performance of selected funds and these can fall as well as rise. You may get back less than the amount initially invested.
The levels and bases of taxation and reliefs from taxation can change at any time. Tax relief is dependent on individual circumstances.
We find out about you and what you want to achieve - as well as gain a good understanding of your current position and explain a little more about us.
Financial planning requires consideration as we need to look at all the opportunities available. Typically, this takes us a couple of weeks but if it is complicated it may take us longer.
We take our ideas and explain the options; the pros, the cons and the costs. We make it simple to understand and then you decide what you want to do.
Once you have agreed to our plan, we work to make it happen. We then review and monitor everything with regular meetings to ensure you continue to receive the advice you need.
A key part of any investment plan is investing your money in appropriate funds.
Our advisers work to find your level of risk and then match your needs with the right funds.
We then make sure that the funds are in tax- efficient wrappers such as ISA’s.
Not only do we consider the funds, but we also look at the assets you already have and make sure you get true diversification by having investments that balance all your assets.
We look after your investments for you.
We invest in numerous funds and assets from all around the world.
Ultimately, we:
We are here to help you achieve your goals.
Working with you to make positive actions and well-informed decisions.
We use software called Voyant to create a plan of your finances.
It shows your finances over the long term so you can visually see what the future will look like.
This helps answer the key question of “Will I run out of money in retirement?”
We can manage your money for you, or you can invest in stocks yourself.
We can provide the flexibility you need.
Plus, we can work with you to make sure that it forms a balanced part of your overall portfolio.
This service is provided by Rowan Dartington
the Discretionary Fund management and Stockbroking arm of St. James’s Place,
which is wholly owned by the St. James’s Place Group.
The value of an investment with St. James’s Place or Rowan Dartington may fall as well as rise. You might get back less than you invested.
The favourable tax treatment of ISAs may not be maintained in the future and is subject to changes in legislation.
Whilst we provide the bespoke and tailored service of a small firm.
The suitability of our advice has the backing of one of the UK’s largest wealth management companies.
Ultimately, this gives you an extra layer of protection and the best of both worlds.
Our team has won numerous awards including the Personal Finance Society Investment Specialist of the Year 2020. You can read more about our awards by clicking the icon above.
We take the time to get to know you and spend the time to figure out if we are a good fit. We want to work together for the long term to help achieve your goals.
We work with the rural community so we understand the summer is busy and that the profits may not always be clear until the last moment. We can work with you, your team and your accountant to help you plan for the future.
Our team has won numerous awards including the Personal Finance Society Investment Specialist of the Year 2020. You can read more about our awards by clicking the icon above.
We take the time to get to know you and spend the time to figure out if we are a good fit. We want to work together for the long term to help achieve your goals.
We work with the rural community so we understand the summer is busy and that the profits may not always be clear until the last moment. We can work with you, your team and your accountant to help you plan for the future.
We create bespoke investment plans that are specific to your circumstances.
Each tool has different uses pros and cons, and it is all about balancing the tools and other considerations of your financial affairs to keep you living the life you want whilst working towards your long-term goals.
Ultimately, we can help you achieve your future goals and still make sure you can enjoy the now.
If this sounds like something, you might need help with make sure to get in touch with us.
The value of an investment with St. James’s Place will be directly linked to the performance of the funds you select and the value can therefore go down as well as up. You may get back less than you invested.
