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You have worked hard to get where you are right now.
And every now and again you sit down and think.
I would love to retire.
To sit back, relax and enjoy seeing friends and family.
However, as you sit down questions start forming.
While looking for the best answers it is so easy to get caught up in circles trying to understand the different pension arrangements, investments, and taxes.
And please do be extra careful of that one friend telling you of the “Next Big Thing”.
You see the key with retirement planning is that no two plans are the same.
This makes it challenging as the best solution for someone else might not be the best for you.
So instead of googling a million and one questions, why not talk to an expert?
Someone who knows the ins and the outs of the markets.
Someone who can take the time to figure out your goals.
And can take the complicated financial jargon and make it simple to understand.
We help reach your goal by building solid financial plans with tailored advice so you can get the best solutions.
All you have to do is book a meeting with us below.
The value of an investment with St. James’s Place will be directly linked to the performance of the funds you select and the value can therefore go down as well as up. You may get back less than you invested.
We find out about you and what you want to achieve - as well as gain a good understanding of your current position and explain a little more about us.
Financial planning requires consideration as we need to look at all the opportunities available. Typically, this takes us a couple of weeks but if it is complicated it may take us longer.
We take our ideas and explain the options; the pros, the cons and the costs. We make it simple to understand and then you decide what you want to do.
Once you have agreed to our plan, we work to make it happen. We then review and monitor everything with regular meetings to ensure you continue to receive the advice you need.
One of the most powerful things we can look at is your pensions schemes.
But are you in the best investments for the long term?
Often people forget about their pensions until later in life.
We take the stress away and work and monitor your pensions with you so you know exactly what is happening and why.
We also work with you to make sure you can still enjoy your life now as well as do the things you want in the future.
A key part of the service we offer is use of our retirement visualiser tool Voyant.
We can create powerful plans that can show you if you will have enough to retire and if will run out of money in retirement.
We then use the plans to monitor and update your finances so you can see if you can afford to go on that once in lifetime holiday.
If you are an employee or an employer your needs will be different, and you need someone who looking after your future.
We look at your pensions and dive into their nuances, so we understand what you are invested in. We then can work towards a retirement you want and how it works.
Often people will have issues around final salary schemes and trying to get advice.
Fortunately, we have the in house skills to be able to advise on these pensions even though many do not.
The value of an investment with St. James’s Place will be directly linked to the performance of the funds you select and the value can therefore go down as well as up. You may get back less than you invested.
Whilst we provide the bespoke and tailored service of a small firm.
The suitability of our advice has the backing of one of the UK’s largest wealth management companies.
Ultimately, this gives you an extra layer of protection and the best of both worlds.
Our team has won numerous awards including the Personal Finance Society Investment Specialist of the Year 2020. You can read more about our awards by clicking the icon above.
We take the time to get to know you and spend the time to figure out if we are a good fit. We want to work together for the long term to help achieve your goals.
We work with the rural community so we understand the summer is busy and that the profits may not always be clear until the last moment. We can work with you, your team and your accountant to help you plan for the future.
Our team has won numerous awards including the Personal Finance Society Investment Specialist of the Year 2020. You can read more about our awards by clicking the icon above.
We take the time to get to know you and spend the time to figure out if we are a good fit. We want to work together for the long term to help achieve your goals.
We work with the rural community so we understand the summer is busy and that the profits may not always be clear until the last moment. We can work with you, your team and your accountant to help you plan for the future.
We use a combination of ideas and tools and apply them to your specific circumstances.
Each idea has different uses pros and cons, and it is all about balancing the nuances and other considerations of your financial affairs to keep you living the life you want.
Ultimately, we help achieve your goals and the priority often is making sure that you have enough to enjoy your life now and then the consideration is ensuring you look after your future.
So, if this sounds like something you might need help with make sure to get in touch with us.
