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Retirement Estate Planning Inheritance Taxation
Pensions and Inheritance Tax – What’s changing and what should you do now?
Amy Woolliscroft13th January 2026
For many years, pensions have been one of the most effective tools in UK estate planning.
That is about to change. From 6 April 2027, most unused pension funds will become liable to inheritance tax on death, fundamentally altering how pensions fit into long-term financial planning.
With the clock now ticking our latest Financial Pulse Newsletter explores this topic - you can view the newsletter by clicking on the link below.
As always, if you have any questions or immediate concerns, please do get in touch with us.
If any of your friends and family would benefit from long term personal financial advice, they can book an initial appointment with one of the Accession advice team by calling 01832 279170 or emailing accession@sjpp.co.uk – please also feel free to share our newsletter with them.
The levels and bases of taxation, and reliefs from taxation, can change at any time. The value of any tax relief is dependent on individual circumstances.
SJP Approved 21/1/2026